Summary
Emirates Islamic RTA Card is a multi-purpose card for easy travel. The Islamic Card is a credit/NOL card. This card lets travelers pay public transit fees and get additional perks. From fare payment to worldwide shopping, this card does it all.
We describe the Emirates Islamic RTA Card and its perks here.
RTA CREDIT CARD
RTA Credit Cards have a tiny chip that acts as a Nol Card. All the characteristics of credit and NOL cards are available on this card. Islamic Card holders receive 10% cashback on RTA payments. RTA Credit Card cashback information are here.
RTA Credit Cards have a tiny chip that acts as a Nol Card. All the characteristics of credit and NOL cards are available on this card. Islamic Card holders receive 10% cashback on RTA payments. RTA Credit Card cashback information are here.
EMIRATES ISLAMIC RTA CARD CASH BACK
The monthly cashback covers all domestic and foreign purchases, but only non-government expenditure. These points need 300 points to redeem. The cashback points are available for two years.
Spend category cashback percentages follow.
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HOW TO REDEEM CASHBACK
The cashback redemption procedure for the Emirates Islamic RTA Card is outlined below.
Access your Emirates Islamic account via the mobile application or website.
Follow the ‘Cards’ and ‘Rewards’ menus.
Following the ‘Redemption’ prompt, finish the procedure.
EMIRATES ISLAMIC RTA CARD BENEFITS
Aside from compensation, the Emirates Islamic RTA Card provides the plethora of additional advantages detailed below.
AUTOMATIC TOP-UP
There are numerous ways to add funds to a NOL card, including through the NOL Pay application. The Emirates RTA Card streamlines the top-up procedure for the benefit of its customers. When the balance on the account-linked Nol chip is below AED 20, the funds are automatically deducted from the account and charged to the Nol Card.
There are three distinct automatic top-up plans available: 50 AED, 100 AED, and 200 AED. The designated sum will be consistently allocated to the Nol Card whenever its balance falls below the specified limit. The Salik Dubai auto-top-up feature is also provided by the card.
Protected Payments
Two distinct processors comprise the Emirates Islamic RTA Card: one for the credit card and the other for the Nol. However, only authorized Nol payments are permitted to be deducted from the card, ensuring the security of all transactions.
Transactions associated with Nol in Dubai may consist of transportation payments, Salik, and paid parking.
EMERGENCY CASH ANYWHERE IN THE WORLD
Users are eligible for an emergency financial advance of up to $5,000 (approximately 18,300 AED). Additionally, card replacement services are accessible 24/7 on a global scale.
PURCHASE Safeguarding
Additionally, the Emirates Islamic RTA Card provides its holders with purchase protection. Users may request reimbursement for any item purchased with the card that is lost, stolen, or damaged. The purchase protection offers coverage of a maximum of US$20,000 per year (approximately AED 73,400) or $5,000 per incident (approximately AED 18,300).
ADVANTAGED WARRANTY
Following expiration, the extended warranty program doubles the manufacturer’s warranty for an additional year. The merchandise acquired using the RTA Card is eligible for the warranty.
Free movie admission tickets
Users are granted complimentary movie tickets for a maximum of two “Buy 1 Get 1” offers. However, in order to qualify for this promotion, a monthly retail expenditure of 3,000 AED must be made using the card.
A DISCOUNT EXCLUSIVE TO EMAAR ENTERTAINMENT
Benefit from a 20% discount on the Emaar Entertainment attractions listed below.
Dubai Icing Arena
Abu Dhabi & Dubai E-KART Zabeel KidZania, Dubai Aquarium and Underwater Zoo
Play DXB (at least AED 200)
The Storm Coaster Zabeel Sports District averts the payment of ISLAMIC RTA cards.
How do I make a utility payment with my Emirates Islamic RTA Card?
A cheque in the amount of the bill can be deposited at any branch of a bank.
Visit the exchange house in your vicinity to make daily payments of up to AED 35,000 in expenses.
Pay the credit card balance in cash at any Emirates Islamic branch during business hours by visiting the branch.
Through the bank’s online banking services, it is possible to pay the bill.
Utilize the auto payment transfer feature to establish recurring monthly credit card payments.
Cash Deposit Machine: Make a bill deposit at any of the bank’s cash deposit machines.
ARE THERE ANY LATE PAYMENT CHARGES ON THE EMIRATES ISLAMIC RTA CARD?
Users who neglect to make their account payments in a timely manner will incur a late fee of AED 225.
CAN I WITHDRAW CASH FROM MY EMIRATES ISLAMIC RTA CARD?
Withdrawing currency from an Emirates Islamic RTA Card is permissible; nevertheless, a cash advance fee of AED 99 or 3% (whichever is greater) will apply.
DO RTA CASHBACK POINTS HAVE VALIDITY?
After two years, the RTA credit points will indeed expire.
What is the minimum salary for Emirates Islamic RTA card?
In response to commonly asked questions. What is the minimum income requirement to qualify for an Emirates Islamic credit card? Respondents seeking an Emirates Islamic Bank credit card must earn a minimum of 5,000 AED on a monthly basis.
Can I use Emirates Islamic RTA card as NOL card?
One card provides the convenience of functioning as both a credit card for making purchases and a no-interest card for utilizing the RTA transport network, including the Dubai Metro, Dubai Bus, Water Buses, and Dubai Tram. Gain a deeper understanding of the advantages that your RTA Credit Card offers.
How to redeem Emirates Islamic RTA card?
Utilize a single card for both purchases and the RTA transportation network, including the Dubai Metro, Dubai Bus, Water Buses, and Dubai Tram. This card offers the added convenience of both a credit and a no-interest rate. Gain a deeper understanding of the advantages that your RTA Credit Card provides.
Does Emirates Islamic card have lounge access?
The Emirates Islamic Skywards Black Credit Card grants the cardholder and one passenger complimentary, unlimited access to more than one thousand airport facilities. Qualifications: The initial visit to the lounge within a one-year period is provided at no cost.
How do I activate my Emirates Islamic card?
+971 600 599 995. For activation, a One-Time Password (OTP) will be sent to the mobile number you have registered with us. Card activation is possible via the Mobile Banking App for existing customers.
How long does it take to get Emirates Islamic credit card?
The processing time for your credit card application is seven to ten business days. Following the approval of your application, your card will be mailed to you within three to five business days. Delivery internationally may take seven to ten business days, and a fee of AED 150 plus 5% VAT will be assessed.
What is the noon offer of Emirates Islamic RTA card?
Register immediately for a new Emirates Islamic Credit Card and receive a voucher good for up to 500 AED off purchases at noon.com, encompassing the noon, FOOD, and DAILY sections. Select a variety of credit cards that offer individualized privileges and benefits to complement your way of life.